Lendwithcare's mission is to create lasting change in small communities and to put money where it is needed most; 94p in every £1 goes to the programme tackling the underlying causes of poverty, so that people can become self-sufficient.
In December 2013 our Club agreed to put £500 into this programme. In 2016 we applied for a Rotary Grant that enabled us to add another £1,000 more to what we are already doing. Club members have also donated to this activity - to date £287.95
The principle is that small loans are made based on very well vetted business plans in developing economies around the globe; the loans are paid back over a pre-determined period. As the money comes back into our account we reinvest it in new entrepreneurs.
1. Lend With Care: Baldock Rotary (http://www.lendwithcare.org/)
· 10 new loans were made in the past 2 months, with a total value of £240.00:
· Animal & poultry raising = 2 (Palestine);
· Farming = 4 (Cambodia, Ecuador, Rwanda);
· Fishmonger = 1 (Ecuador)
· Retail food = 1 (Philippines);
· Shop = 1 (Philippines);
· Trader = 1 (Rwanda).
· All loans were credited both to our Club, and also to the Rotary - District 1260 Team.
· Current credit is £27.28.
· Totals to date (since Nov. 2013):
· Club funds invested =£2,105;
· 345 loans, of which 254 have completely repaid and 94 are still repaying;
· Total value of loans made = £8,513.38, of which £6,817.90 has been repaid;
· helping 1,721 entrepreneurs, with 6,317 family members;
· & creating 1,578 jobs;
· One entrepreneur has recently defaulted. We lent £30 in November 2018 to a young mechanic; 18% was repaid, so our maximum loss would be £24.60. Out of a total lent of £… over 6.5 years, this is negligible.
· Georgia has been added to the list of countries served, increasing that total to 12.
2. Lend With Care: Knights Templar School (Baldock)
· Totals to date (since April 2018):
· 114 loans;
· Total value of loans made = £2,529.24;
· helping 489 entrepreneurs, with 1,597 family members;
· & creating 191 jobs.
3. Lend With Care: Rotary - District 1260 team
· Totals to date (since creation in April 2018 with just 2 members):
· 8 members: Baldock, Barton-le-Clay, Luton North, Royston, Stevenage Grange (Alan Rogers), Wolverton & Stony Stratford; Knights Templar School; “Neil”;
· 423 loans;
· Total value of loans made = £25,992.93;
· helping 2,003 entrepreneurs, with 6,553 family members;
· & creating 1,235 jobs.
4. Lend With Care: general situation
All of LendWithCare’s partner organisations, with exception of the Cooperative Fund in Georgia and SolarAid in Malawi and Zambia, have suspended repayments from borrowers to help them cope with the severe restrictions imposed to contain the spread of the coronavirus pandemic
The Guatemala Literacy Project (GLP) is a partnership between Rotary International clubs and the non-profit organisation Cooperative for Education (CoEd). This initiative provides badly-needed textbooks, computerlabs, scholarships, and literacy and training programs to underprivilegedchildren in Guatemala.
The Rotary Club of Baldock decided to support this initiative with a donation of £300 along with 104 other Rotary Clubs around the world. Due to the way that Rotary grants work the £300 becomes £1,050. The result is that the largest grant ever given by the Rotary Foundation (Rotary’s OwnCharity) of £320,362 has been achieved.
Projects like this bring much needed literacy skills to children that can ultimately mean that they have the opportunity to be employedand develop a way out of potential poverty.
APOPO is an acronymfrom Dutch which stands for Anti-Persoonsmijnen Ontmijnende ProductOntwikkeling, or in English, Anti-Personnel Landmines Detection ProductDevelopment. https://www.apopo.org/en/
APOPO is an NGO, originally Belgian, whose activities began in Mozambique and Angola.In addition to demining, work has recently extended to tracing TB infections and (wider afield) for tracing illegal drugs. These tasks are carried out using giant African rats (“HeroRATs”),specially trained. Their keen sense of smell is more effective than common artificial sensing devices and (being a readily available local resource) isvery cost-effective
LResponding to the Ebola crisis changes every day. This requires consistent interaction with community members and more specifically to those in the L.A.C.E.S. network and families. We are continuing the essential components of our program while keeping the children safe, engaged, active, and preparing them for the end of Ebola. We are investing in our children now to avoid the long-term neglect and deficit in development this crisis threatens
Aquabox provides water filters and emergency supplies around the world, giving the gift of life to families and communities. Baldock Rotary Club sent 3 boxes to provide aid in the Philippines
Since 2012 ShelterBox has been a Rotary Project Partner
more Our Club has been twinned for many years with a Rotary Club in Toftlund, Denmark. Exchange visits happen on a regular basis